Recently sold
Homesite 86 in Buchanan Trails is no longer available.
It sold since our last inventory update. The details below are kept so this link still shows you the home you were sent — but it is off the market. There are similar homes available now.
$454,990
Homesite 86
$3,523/moest. payment
3.5% down · 30-yr fixed FHA · rate 5.500% · APR 6.287%
Estimate, not a commitment to lend. Subject to credit approval and Reg Z disclosures. Includes taxes, insurance and HOA — APR includes lender fees and mortgage insurance. Equal Housing Opportunity. Rate as of 11/9/26. Lender NMLS #14622.
Plan Your Budget
Adjust the assumptions to see a rough monthly estimate. Open a specific home's “Estimate payment” and it fills in that home's real HOA and county tax. Set any rate you like — the APR beside it is recomputed for that scenario, fees and mortgage insurance included.
FHA finances the upfront mortgage insurance premium into the loan and carries monthly MIP for the life of the loan below 10% down. Conventional carries PMI until the balance reaches 78% of the purchase price, and none at all at 20% down.
VA is for eligible veterans, active-duty service members and certain surviving spouses. It needs no down payment and carries no monthly mortgage insurance at all — the cost is a one-time funding fee financed into the loan, 2.15% below 5% down, 1.50% from 5%, 1.25% from 10%. Veterans with a service-connected disability rating pay no funding fee, and certain surviving spouses are exempt as well; the estimate above assumes the fee applies, so an exempt buyer’s real payment comes in below it. Eligibility and your Certificate of Eligibility come from a licensed loan officer.
No current published rate is available for this scenario, so this estimator is not opening on one. Enter a rate you have been quoted, or ask a loan officer for today’s.
From this home’s own figures, not an assumption. Already included in the estimate above — nothing to adjust.
Estimate only. Actual taxes, assessments, insurance, and HOA vary by home and community. Not a loan estimate or commitment to lend.
Estimated principal & interest
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With estimated taxes & insurance
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Want real numbers for your situation? Let's talk →Estimates for educational purposes only. Not a loan offer, quote, or commitment to lend. Actual rates, payments, and costs vary by buyer, lender, and program. Contact me for current rates and personalized figures.
Provided for informational purposes only. Not a commitment to lend; not all borrowers will qualify. You are not required to use the builder’s affiliated lender and may choose any lender.
Where It Sits
No Assumptions
The three fixed costs behind the estimate above — read from this homesite’s own record and the county’s rate, not from an average. Nothing here is adjustable, because none of it is a guess.
Already included in the payment and the estimator above — nothing here is an extra on top of it. Taxes are the county’s rate on today’s list price plus any assessment recorded against this homesite; a homesteaded buyer’s bill is usually lower.
The Hawthorne Plan
4 BD · 3 ba · 2,460 sq ft · Single Family
More like this: All homes in Buchanan Trails · The Hawthorne plan · New homes in Gainesville · See it on the map
See It In Person
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